To protect card usage, each authorized cardholder receives a PIN code that must be used for all atm and PIN transactions. The company undertakes to order any authorized cardholder not to transmit the PIN code to anyone. If the security or confidentiality of a PIN is threatened, the authorized cardholder must immediately notify Wise about firstname.lastname@example.org. Now that each network is able to request tokenized payment registration information from the other network, this agreement will benefit our merchants, issuers, and consumers, many of whom have multi-brand relationships. This agreement will expand the availability of tokenization for traders and issuers, further promote the use of visa checkout tokens instead of personally identifiable account numbers, and ultimately expand the spread of secure digital payments. 24. General: This Agreement and its application constitute the entire agreement between the Parties with respect to the Card(s). In the event of any conflict between the terms of this Agreement and the bank`s retention agreement applicable to the account, priority shall be given to the terms of this Agreement for all matters relating to the issuance and use of the Card(s). . . .